Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 25 companies across 1 category.
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Check was founded to provide embedded payroll infrastructure as an API, enabling vertical SaaS platforms and HR software companies to offer payroll natively without building the tax, compliance, and money-movement stack from scratch. Rather than competing with ADP or Gusto as an end-user payroll product, Check operates as the 'payroll-as-a-service' layer powering other companies' payroll businesses. The company's growth strategy centers on becoming the default payroll infrastructure for the long tail of vertical SaaS platforms — from restaurants (7shifts) to construction (Miter) — that want payroll embedded in their product but lack the resources to build and maintain it.
Other Payroll providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #2 of 34 in Payroll — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/check/install" width="1" height="1" alt="" style="display:none">25 companies disclose Check in their stack in the Embedded Finance Index 2026, including Moxie, Zenoti, Bambee, Warp (Payroll), Housecall Pro, Monograph, Homebase, Basic Capital, Procare, 7shifts and 2 others.
Check is an embedded-finance provider in Payroll. It ranks #2 of 34 Payroll providers by disclosed buyers.
The most-disclosed Payroll alternatives to Check are Gusto Embedded (50 buyers), Remote (16 buyers), Salsa (16 buyers), ADP (9 buyers), Stripe (8 buyers) and Toku (4 buyers).
Check is headquartered in San Francisco, CA, USA.
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