← Embedded Finance Index 2026/Vendor

Check

Provider
Payroll

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 16 companies across 1 category.

checkhq.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesPayroll
Rank#2 of 35 in Payroll
Buyers16 companies
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In the press
embeddedfinancereview.com ↗
Coverage of Check sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2025-06-20
Embedded Finance Reality Check: Why ING & Amazon Germany Partnership Failed
ING and Amazon Germany end lending partnership after five years due to low volume. Why the product wasn't truly embedded and what Amazon's Youlend replacement reveals.
Source · Embedded Finance Review ↗
Who uses Check
16 companies disclose Check in their stack
MoxieZenotiBambeeWarpHousecall ProHomebaseLavuMiterTraydWaveDriposNovo+4 more
Buyer mix · 16 of 16 classified
Fintech / SMB banking · 2Horizontal SaaS / HR & Payroll · 2Vertical SaaS / Construction · 2Vertical SaaS / Restaurants · 2Developer Tools / Agentic Development Environment · 1Fintech / Consumer banking · 1Fintech / Investment · 1Vertical SaaS / Childcare · 1
US · 16
What the disclosures say
Moxie
“URL: https://www.checkhq.com/resources/blog/moxie-partners-with-check-to-power-payroll-for-medspas”
View source · checkhq.com ↗
Zenoti
“trust.zenoti.com/subprocessors lists Synctera. help.zenoti.com 'Zenoti Wallet and Smart Card Overview' describes a checking account issued through a 'trusted sponsor bank' for U.S. employees, with same-day tip payouts and a Smart Card — consistent with a Synctera-powered BaaS program.”
Bambee
“OpenBankingTracker publicly lists Bambee as a customer of Check (CheckHQ) at https://www.openbankingtracker.com/embedded-finance/check — TIER 1 direct evidence.”
View source · openbankingtracker.com ↗
Warp
“The Check/Warp payroll partnership in evidence refers to a different company (warp.co), not warp.dev (the agentic development environment).”
Housecall Pro
“checkhq.com/platform and checkhq.com/partners/housecall-pro both explicitly name Housecall Pro as a Check partner, with a quote from Housecall Pro's Chief Fintech Officer. housecallpro.com/features/payroll/ describes the product. $100M in payroll wages moved cited on Check partner page.”
Homebase
“Open Banking Tracker publicly lists Homebase as a customer of Check at https://www.openbankingtracker.com/embedded-finance/check — TIER 1 authoritative evidence.”
View source · openbankingtracker.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Check? Claim this profile above to unlock your own full list.
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Alternatives to Check

Other Payroll providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Gusto26 buyers →Remote16 buyers →Salsa16 buyers →Gusto Embedded14 buyers →ADP8 buyers →Stripe8 buyers →Toku4 buyers →RazorpayX Payroll3 buyers →
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Ranked #2 of 35 in Payroll — Embedded Finance Index 2026
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