ApideckTape
← Embedded Finance Index 2026/Banks

Regent Bank

Sponsor bank
BaaSSponsor BankCard Issuing

Sponsor bank tracked in the Embedded Finance Index. Named by 11 companies, most often as their sponsor bank.

regentbank.com ↗Also analysed as a company — its own stack →
TypeSponsor bank
Used asSponsor bank, Banking-as-a-Service, Card issuer
Rank#23 of 199 in Sponsor Bank
Buyers11 companies
HeadquartersTulsa, Oklahoma, USA
Founded1898

Claim this profile. Work at Regent Bank? Verify your work email to unlock the full buyer list.

How companies use Regent Bank

11 companies name Regent Bank in their stack. The most common role is sponsor bank (11). A company can use the same bank for more than one thing.

Sponsor bank11
Banking-as-a-Service8
Card issuer2
Background · from Regent Bank’s own dossier

Originally a small community bank founded in 1898 in Nowata, Oklahoma, Regent Bank was acquired by Regent Capital Corporation in 2008 and repositioned as a growth-focused regional business bank. Over the following decade it expanded to $1.7B in assets and six markets, leaning into niche verticals like tech banking, cannabis banking, healthcare, and ag banking. Notably, Regent Bank has taken on a sponsor bank role in the BaaS ecosystem — appearing as a listed customer/partner of Synctera — positioning it as infrastructure for fintech companies seeking a regulated banking backbone.

Latest round: Debt Financing, 2021
Recent developments
  • 2025-03Aeropay announced a partnership with Regent Bank to expand payment flexibility for its platform. source ↗
  • 2025-01Regent Bank listed as a customer on Synctera's website, confirming BaaS sponsor bank relationship. source ↗
  • 2026-02Updated Privacy Policy published, reflecting current data practices. source ↗
Full dossier: Regent Bank’s own stack, layer by layer →
Who uses Regent Bank
11 companies disclose Regent Bank in their stack
RaenestPriyoNumoolaBTG PactualUtoppiaCrowdhealthMazloPaga Group LtdGrabrFirstcardPaybotic Financial
Buyer mix · 11 of 11 classified
Fintech / SMB banking · 3Fintech / Neobank · 2Bank / National · 1Fintech / Consumer banking · 1Fintech / Cross-border payments · 1Fintech / Insurtech · 1Marketplace / Two-sided · 1Vertical SaaS / Nonprofit Finance · 1
US · 7Canada · 1LATAM · 1UK · 1
What the disclosures say
Raenest
“Contact page: 'Banking services are provided by Regent Bank, Member FDIC'; 'The Raenest USD Visa Card is a standalone payment card issued by Rain, a Visa Principal Member'.”
Priyo
“Banking services are provided by Regent Bank, Member FDIC.”
Numoola
“Regent Bank publicly lists Numoola as a customer at https://www.bankingembedded.com/companies/numoola — TIER 1 known_customer_listings evidence.”
View source · bankingembedded.com ↗
BTG Pactual
“Added 2026-10-05: Synctera's own case study (https://www.synctera.com/customer-partner-stories/btg-pactual) confirms BTG Pactual's US banking/USD spend card product for Brazilian retail clients (named in this entry's own products list) runs on Synctera, connected to Regent Bank (Member FDIC) as the sponsor bank for tha…”
View source · synctera.com ↗
Utoppia
“Terms of service (utoppia.com): 'banking services we offer as an agent on behalf of Regent Bank, a member of the FDIC'.”
Mazlo
“Banking services are provided by Regent Bank, Member FDIC.' Mazlo docs (docs.mazlo.com/mazlo-cards/issue-a-mazlo-card) confirm card issuance capability.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Regent Bank? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Regent Bank’s disclosed buyers are headquartered. Represent Regent Bank? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

What Regent Bank runs on · from its own dossier
The third-party providers Regent Bank itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Regent Bank.
PSP
Integrated Payment Services
BaaS
Synctera
Full dossier with evidence for each layer →
Other banks in Sponsor Bank

Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust100 buyers →Sutton Bank64 buyers →Cross River63 buyers →Pathward43 buyers →Celtic Bank39 buyers →Community Federal Savings Bank37 buyers →Thread Bank31 buyers →The Bancorp Bank25 buyers →
Share this rank

An embeddable badge for Regent Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #23 of 199 in Sponsor Bank — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/regent-bank?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/regent-bank.svg"
       alt="Ranked #23 of 199 in Sponsor Bank — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/regent-bank/install" width="1" height="1" alt="" style="display:none">

Regent Bank — frequently asked

Which companies use Regent Bank?

11 companies are linked to Regent Bank in the Embedded Finance Index 2026, through their own public disclosures or Regent Bank's published customer list, including Raenest, Priyo, Numoola, BTG Pactual, Utoppia, Crowdhealth, Mazlo, Paga Group Ltd, Grabr, Firstcard and 1 other.

What do fintechs use Regent Bank for?

Regent Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (11), banking-as-a-service (8) and card issuer (2).

What are the alternatives to Regent Bank?

The most-named Sponsor Bank alternatives to Regent Bank are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).

Where is Regent Bank headquartered?

Regent Bank is founded in 1898 and headquartered in Tulsa, Oklahoma, USA.

How much funding has Regent Bank raised?

Regent Bank has raised $20M in total.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Regent Bank and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Regent Bank and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.