← Embedded Finance Index 2026/Vendor

Formance

Provider
Ledger

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 10 companies across 1 category.

formance.com ↗Open Banking Tracker profile ↗
CategoriesLedger
Rank#3 of 19 in Ledger
Buyers10 companies
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Who uses Formance
10 companies disclose Formance in their stack
GetmomoDoctolibPayflipBtechMoneycorpLiberisStablesSharesBooksyBastion
Buyer mix · 10 of 10 classified
Fintech / Cross-border payments · 2E-commerce / Retail · 1Fintech / Investment · 1Infrastructure / BaaS · 1Infrastructure / Lending · 1Vertical SaaS / Beauty & Wellness · 1Vertical SaaS / Healthcare · 1Vertical SaaS / HR & Compensation · 1
EU · 4UK · 2US · 2Africa · 1
What the disclosures say
Getmomo
“Formance publicly lists Getmomo as a customer (known_customer_listings TIER 1).”
Doctolib
“Adyen press release states 'Adyen's proprietary banking licence should enable Doctolib's users to take advantage of a modular suite of financial products.' Formance publicly lists Doctolib as a customer (known_customer_listings, hint://Formance), indicating Formance is used as the ledger infrastructure layer supporting…”
Payflip
“Formance publicly lists Payflip as a customer (known_customer_listings TIER 1).”
Btech
“Formance publicly lists B.TECH as a customer at formance.com — Formance is an open-source ledger infrastructure provider.”
Moneycorp
“Formance documentation explicitly lists Moneycorp as a supported connector (docs.formance.com/modules/connectivity/psp/connectors/moneycorp), indicating Moneycorp uses or integrates with Formance as ledger/payment infrastructure.”
Liberis
“Formance publicly lists Liberis as a customer (formance.com).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Formance? Claim this profile above to unlock your own full list.
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Alternatives to Formance

Other Ledger providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Modern Treasury35 buyers →Mambu12 buyers →Layer7 buyers →Temenos7 buyers →Thought Machine7 buyers →Sage Embedded Services4 buyers →TigerBeetle4 buyers →Finxact3 buyers →
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Ranked #3 of 19 in Ledger — Embedded Finance Index 2026
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