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← Embedded Finance Index 2026/Vendor

TreviPay

Provider
LendingSpend / APPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 3 categories.

trevipay.com ↗Also analysed as a company — its own stack →
CategoriesLending, Spend / AP, PSP
Rank#132 of 255 in Lending
Buyers4 companies
HeadquartersOverland Park, Kansas, USA

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Founders & story · from TreviPay’s own dossier

Originally operating as Multi Service Technology Solutions, TreviPay evolved from a fleet/travel card payments processor into a full-stack B2B embedded payments and A/R automation platform operating under its own brand. The company expanded beyond traditional net-terms financing to offer a global buyer-seller network spanning 32 countries, adding BNPL-for-business, card processing, KYC/KYB compliance, and A/R automation as managed services. Its embedded finance angle is distinct: TreviPay sells a white-label, merchant-branded trade credit and invoicing layer to enterprise sellers (Best Buy, Walmart, Currys), assuming the credit risk itself and acting as both the financing engine and the payments orchestrator.

Recent developments
  • 2025-01TreviPay launches Small Business Supplier Network across the Americas, expanding its buyer-seller trade credit network. source ↗
  • 2025-05TreviPay Crossroads Sydney Fintech Seminar scheduled for May 26, 2025, indicating active APAC market expansion. source ↗
  • 2025-11Privacy Notice updated November 24, 2025, reflecting ongoing compliance posture maintenance. source ↗
Full dossier: TreviPay’s own stack, layer by layer →
Who uses TreviPay
4 companies disclose TreviPay in their stack
ZohoWalmartBold CommerceInvoicing Networks
Buyer mix · 4 of 4 classified
E-commerce / Retail · 1Fintech / Cross-border payments · 1Horizontal SaaS / Accounting · 1Horizontal SaaS / E-commerce · 1
APAC · 1US · 1Canada · 1
What the disclosures say
Zoho
“A third-party integration page (bizappln.com/integration/zoho-creator-trevipay-integration.html) documents a BNPL integration between Zoho Creator and TreviPay.”
Walmart
“Walmart Business help pages (business.walmart.com) explicitly name TreviPay as the partner: 'Once you've been approved by TreviPay, you will need to create an account with TreviPay.' Invoices are emailed from TreviPay.”
Bold Commerce
“TreviPay blog and Bold press coverage: 'Bold Commerce ... has partnered with TreviPay to extend its customizable checkout solution to B2B merchants' — providing net-terms/invoice-based B2B payment options embedded in checkout.”
Invoicing Networks
“IBS Intelligence publicly lists Invoicing Networks as a customer in the context of TreviPay launching a B2B payments method and invoicing networks for businesses (ibsintelligence.com/ibsi-news/trevipay-launches-b2b-payments-method-and-invoicing-networks-for-businesses/).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent TreviPay? Claim this profile above to unlock your own full list.
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What TreviPay runs on · from its own dossier
The third-party providers TreviPay itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose TreviPay.
PSP
WorldpayTreviPay All-in-One Payments
Full dossier with evidence for each layer →
Alternatives to TreviPay

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm65 buyers →Klarna55 buyers →YouLend46 buyers →Mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis21 buyers →Afterpay16 buyers →
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An embeddable badge for TreviPay’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #132 of 255 in Lending — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/trevipay?ref=badge">
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       alt="Ranked #132 of 255 in Lending — Embedded Finance Index 2026">
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TreviPay — frequently asked

Which companies use TreviPay?

4 companies are linked to TreviPay in the Embedded Finance Index 2026, through their own public disclosures or TreviPay's published customer list, including Zoho, Walmart, Bold Commerce and Invoicing Networks.

What does TreviPay do?

TreviPay is an embedded-finance provider in Lending, Spend / AP and PSP. It ranks #132 of 255 Lending providers by linked companies.

What are the alternatives to TreviPay?

The most-named Lending alternatives to TreviPay are Affirm (65 buyers), Klarna (55 buyers), YouLend (46 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

Where is TreviPay headquartered?

TreviPay is headquartered in Overland Park, Kansas, USA.

Benchmark your own stack

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