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Stonex

Can a multi-asset financial services and brokerage firm become the infrastructure layer for cross-border payments, FX, and capital markets services for institutions, NGOs, and mid-market corporates globally?

Founded1974
HQNew York, NY, USA
IndustryFintech / Cross-border payments
The story

Originally a commodities and futures brokerage (formerly INTL FCStone), StoneX rebranded in 2020 after a series of acquisitions that broadened it into a multi-asset financial services firm. The company has steadily built out a cross-border payments and FX division (StoneX Payments / banco.stonex.com), offering white-label and API-driven global payment infrastructure across 140+ currencies and 180+ countries. In 2026, StoneX expanded further into structured finance and lending via a new Securitization Banking & Capital Markets platform, signalling ambitions to deepen its institutional capital markets footprint beyond brokerage and FX.

Last 12 months
2026-03
2025-02
2025-01
Product timeline
2020
INTL FCStone rebranded to StoneX Group Inc. following years of acquisitions building a diversified financial services firm.· pivot
2021
StoneX Global Payments division expanded into digital payments, offering white-label cross-border payment platforms for financial institutions and corporates.· banking
2022
StoneX adopted Swift's Payment Pre-validation service for cross-border payments, positioning its Technology Services division as a Swift connectivity provider.· pivot
2024
StoneX Europe Ltd published Pillar 3 disclosure for year ended September 2024, reflecting regulated EU/UK investment firm operations.· banking
2026
StoneX launched a new Securitization Banking, Lending & Capital Markets platform expanding structured finance capabilities across institutional credit.· lending
Regulated entities
Broker-dealer / FCM
US (CFTC/NFA)
StoneX Financial Inc.
EMI / Investment Firm
UK FCA
StoneX Europe Ltd
Payment Services / MTL
US · 2015
StoneX Payment Services Ltd.
The stack
Payments / PSP
StoneX Payments (self-operated)StoneX Payment Services Ltd. (self-operated)
Lending
Inventory financingWorking capital financingSecuritization Banking & Capital Markets platformStructured finance lending
FX & payouts
StoneX Payments (self-operated)
Accounting gap: minor