Sponsor bank tracked in the Embedded Finance Index. Named by 4 companies, most often as their sponsor bank.
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4 companies name ICICI Bank in their stack. The most common role is sponsor bank (2). A company can use the same bank for more than one thing.
ICICI Bank publishes a developer portal.
ICICI Bank began as a corporate lending vehicle before transforming into a full-service retail and commercial bank post-merger in 2002. It has evolved from branch-centric banking to a digitally-led model, anchored by the iMobile super-app and the ICICI STACK API ecosystem that lets fintechs, insurers, mutual funds, and MNCs embed ICICI banking rails into their own products. In recent years the bank has aggressively expanded embedded lending — instant overdrafts via marketplace APIs (Flipkart), EMI on UPI, and pre-approved digital credit lines — positioning the bank as the financial infrastructure provider for India's digital economy rather than just a retail lender.
Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for ICICI Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/icici-bank?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/icici-bank.svg"
alt="Ranked #99 of 199 in Sponsor Bank — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/icici-bank/install" width="1" height="1" alt="" style="display:none">4 companies are linked to ICICI Bank in the Embedded Finance Index 2026, through their own public disclosures or ICICI Bank's published customer list, including Google Pay, Icicidirect, Decentro and RazorpayX.
ICICI Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (2), banking-as-a-service (1) and lending partner (1).
The most-named Sponsor Bank alternatives to ICICI Bank are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).
ICICI Bank is founded in 1994 and headquartered in Mumbai, Maharashtra, India.
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