“Can a single API unify all Francophone African mobile money, card, and marketplace payment rails into the de-facto payments infrastructure layer for the continent?”
Founded in 2023 in Douala, Cameroon, Nexus set out to solve payment fragmentation across Francophone Africa — where integrating MTN, Orange, Moov, and Airtel separately was a major developer burden. Within three years it expanded to 24 countries and built a modular payments infrastructure (Collections, Disbursements, Card Issuance, Nexus Flow for marketplaces) positioned as the pan-African alternative to Stripe. Its acquisition of Visa Principal Member status differentiates it from aggregator-only models by enabling white-label card programs directly for enterprise clients.
Nexus Payments processes payments through Nexus Collect (self-operated), Nexus Mass Payout (self-operated), Nexus Payment Links (self-operated) and Nexus Flow (self-operated).
Nexus Payments's cards are issued through Nexus Card Issuance (self-operated) on the Visa and Mastercard networks.
The Embedded Finance Index 2026 maps 3 layers in Nexus Payments's stack: Payments / PSP (Nexus Collect (self-operated), Nexus Mass Payout (self-operated), Nexus Payment Links (self-operated) and Nexus Flow (self-operated)); Card issuing (Nexus Card Issuance (self-operated)); Card network (Visa and Mastercard).
Nexus Payments is founded in 2023 and headquartered in Douala, Cameroon.
Get a read on where your own stack stands against Nexus Payments and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.