Nexus Payments
“Can a single API unify all Francophone African mobile money, card, and marketplace payment rails into the de-facto payments infrastructure layer for the continent?”
Founded2023
HQDouala, Cameroon
IndustryInfrastructure / Payments
The story
Founded in 2023 in Douala, Cameroon, Nexus set out to solve payment fragmentation across Francophone Africa — where integrating MTN, Orange, Moov, and Airtel separately was a major developer burden. Within three years it expanded to 24 countries and built a modular payments infrastructure (Collections, Disbursements, Card Issuance, Nexus Flow for marketplaces) positioned as the pan-African alternative to Stripe. Its acquisition of Visa Principal Member status differentiates it from aggregator-only models by enabling white-label card programs directly for enterprise clients.
Last 12 months
Product timeline
2023
Founded in Douala, Cameroon, with the mission of unifying fragmented payment rails across Francophone Africa under a single API.· pivot
2024
Expanded coverage to 24 countries across West and Central Africa and the Maghreb, connecting MTN MoMo, Orange Money, Airtel Money, Moov, Wave, and Yas.· banking
2025
Launched Nexus Flow, a pan-African Stripe Connect equivalent for marketplaces, enabling split payments, KYC onboarding, connected accounts, and international transfers.· card
2025
Became a Visa Principal Member, enabling white-label card issuance (virtual and physical) for clients across Francophone Africa.· card
2026
Reported $1.9B in payment volume processed and 200M+ active subscriptions managed on Nexus Billing.· banking
Regulated entities
3
regulatory licences held by Nexus Payments
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Nexus Payments’s embedded-finance stack
Payments / PSP
Nexus Collect (self-operated)Nexus Mass Payout (self-operated)Nexus Payment Links (self-operated)Nexus Flow (self-operated)
Card issuing
in the full report
Card network
in the full report
Accounting gap: significant
3 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.