← Embedded Finance Index 2026

Wealthica

“Can Wealthica become the authoritative investment-data aggregation layer for Canadian retail investors and the wealth-tech firms that serve them?”

Founded2015
HQMontreal, Quebec, Canada
IndustryFintech / Investment
The story

Founded in 2015 in Montreal as a read-only investment tracking dashboard for retail Canadian investors, Wealthica aggregates data from 20,000+ financial institutions and now tracks over $49B in assets for 100,000+ users. The company has progressively opened its platform via an API and the Wealthica.js library, attracting fintech developers and wealth management firms as enterprise clients. The B2B embedded-aggregation angle (Wealthica Connect) is now a distinct revenue stream alongside the consumer SaaS subscription, positioning Wealthica as an investment-data infrastructure layer for Canadian and cross-border wealth apps.

Last 12 months
2026-05
Product timeline
2015
Founded in Montreal as an investment aggregation platform enabling Canadian investors to consolidate accounts across 20,000+ financial institutions.· pivot
2018
Launched Wealthica.js open-source library allowing third-party developers to build Power-Ups and custom reports on top of the Wealthica platform.· banking
2022
Launched Wealthica Connect and enterprise B2B API, enabling fintech apps and wealth management firms to embed investment aggregation into their own products.· banking
2026
Published formal sub-processor list and SOC 2 Type II audit program for enterprise clients, indicating maturation of B2B compliance posture.· pivot
The stack
2 layers disclosed in Wealthica’s embedded-finance stack
Open banking
Plaid
Accounting
in the full report
Accounting gap: significant
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.