Sponsor bank tracked in the Embedded Finance Index. Named by 45 companies, most often as their sponsor bank.
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45 companies name Celtic Bank in their stack. The most common role is sponsor bank (39). A company can use the same bank for more than one thing.
Open Banking Tracker has no developer portal on file for Celtic Bank.
Celtic Bank was founded in 2001 as a Utah ILC focused on SBA lending, and has grown into a top-10 nationwide SBA 7(a) lender. Over the last decade it has become one of the most active US sponsor banks for fintech credit programs — issuing cards on Visa, Mastercard and American Express and originating consumer and SMB loans on behalf of fintech partners including Stripe (Stripe Capital), Bluevine, Kabbage, Affirm, Square and others. The company runs a dual-track business: bank-branded SBA/commercial financing on one side, and a fintech 'Strategic Lending' / issuing/acquiring stack on the other.
Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Celtic Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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alt="Ranked #5 of 200 in Sponsor Bank — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/celtic-bank/install" width="1" height="1" alt="" style="display:none">45 companies disclose Celtic Bank in their stack in the Embedded Finance Index 2026, including Central, AMC Theatres, Xplor Technologies, NMI, Coast, Housecall Pro, Stripe Capital, Hostfi, Emburse, Tandym and 2 others.
Celtic Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (39), banking-as-a-service (16) and card issuer (8).
The most-disclosed Sponsor Bank alternatives to Celtic Bank are Evolve Bank & Trust (101 buyers), Sutton Bank (65 buyers), Cross River (64 buyers), Pathward (43 buyers), Community Federal Savings Bank (37 buyers) and Thread Bank (31 buyers).
Celtic Bank is founded in 2001 and headquartered in Salt Lake City, Utah, USA.
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