← Embedded Finance Index 2026/Vendor

Unit

Provider
BaaSCard IssuingPSPLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 41 companies across 4 categories.

unit.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, Card Issuing, PSP, Lending
Rank#5 of 322 in BaaS
Buyers41 companies
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In the press
embeddedfinancereview.com ↗
Coverage of Unit sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2025-11-30
Green Dot splits its bank and embedded finance unit
Green Dot is splitting into two businesses: Smith Ventures will acquire the embedded finance unit known for powering Uber's checking account, while CommerceOne acquires the bank. Here's why the separation unlocks growth.
Source · Embedded Finance Review ↗
◇ article2025-11-12
French Rail Operator SNCF's Digital Unit Launches Expense Management Platform with Embedded Cards
SNCF Connect & Tech launches Tesmo Business Mobility, an expense management platform with embedded cards powered by French BaaS provider Swan, targeting SME travel spending.
Source · Embedded Finance Review ↗
◇ article2025-07-18
Dext adds payments, Pleo goes embedded, Unit launches lending
Weekly embedded finance updates: Dext partners with Airwallex for integrated payments, Pleo launches embedded expense management for banks, and Unit expands into lending for SaaS providers.
Source · Embedded Finance Review ↗
◇ article2025-07-18
Unit Expands Beyond Banking to Launch Embedded Lending for SaaS Providers
Unit launches embedded lending for SaaS providers like Honeybook and Homebase. Will large SaaS companies prefer all-in-one infrastructure or specialized best-of-breed providers?
Source · Embedded Finance Review ↗
◇ article2024-12-16
Danish neobank Lunar spins out banking infrastructure unit
Danish neobank Lunar spins out Moonrise for Nordic embedded banking. Why it's infrastructure not BaaS and solves three-currency market challenges.
Source · Embedded Finance Review ↗
◇ article2024-11-16
The banking-as-a-service unit of SEB chooses Thought Machine for new products
SEB Embedded selects Thought Machine's Vault Core for BaaS launching retailer Hemköp in 10 months. Why no single core banking provider dominates.
Source · Embedded Finance Review ↗
◇ article2024-08-11
Unit empowers two more US banks to enter embedded finance; who is doing the same in Europe?
Unit signs two US banks for direct-to-bank embedded finance after consent orders. Does Europe need similar providers beyond UniCredit-Vodeno and SEB to enable banks?
Source · Embedded Finance Review ↗
◇ article2024-03-18
Gaming company Razer rebrands its fintech unit
Gaming hardware company Razer rebrands fintech unit to Fiuu after doubling Southeast Asia revenue to $295M by 2025. How brand leverage works in embedded finance.
Source · Embedded Finance Review ↗
Who uses Unit
41 companies disclose Unit in their stack
SocureRoofstockThreadWix PaymentsBraleBridgeAngelListBlockKomboLettuceLayerOutgo+29 more
Buyer mix · 41 of 41 classified
Fintech / SMB banking · 5Infrastructure / Payments · 4Vertical SaaS / Real Estate · 4Infrastructure / BaaS · 2Infrastructure / KYC · 2Infrastructure / Open banking · 2Bank / Community · 1Bank / National · 1
US · 31MENA · 2EU · 2Canada · 1LATAM · 1UK · 1
What the disclosures say
Roofstock
“Unit case study (unit.co/case-study/roofstock) explicitly describes Stessa, Roofstock's landlord platform, using Unit's embedded banking to offer rent collection, expense management, and accounting tools — citing 4x customer LTV.”
Thread
“Unit is publicly listed (ibsintelligence.com) as a partner that expanded the BaaS ecosystem with Thread Bank — Unit likely provides the developer-facing API layer over Thread's charter.”
Wix Payments
“Unit blog: 'Wix Checking, powered by the Unit platform.”
AngelList
“openbankingtracker.com publicly lists AngelList as a Unit customer (TIER 1). angellist.com/networked-banking states: 'Banking services are provided by Grasshopper Bank, N.A. and Piermont Bank; Members FDIC.”
Lettuce
“Lettuce's own partners page (lettuce.co/resources/lettuce-partners) states: 'Lettuce collaborates with Unit to offer powerful banking experiences.' The how-it-works page describes an FDIC-insured business account with Visa debit card.”
Layer
“It is not a BaaS consumer — it ingests data FROM BaaS providers (notably Unit, per the January 2026 partnership announcement) rather than issuing accounts itself.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Unit? Claim this profile above to unlock your own full list.
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Alternatives to Unit

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River54 buyers →Pathward48 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →Community Federal Savings Bank30 buyers →
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Ranked #5 of 322 in BaaS — Embedded Finance Index 2026
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