← Embedded Finance Index 2026/Vendor

Codat

Provider
Unified Accounting

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 33 companies across 1 category.

codat.comAlso analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesUnified Accounting
Rank#2 of 15 in Unified Accounting
Buyers33 companies
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Who uses Codat
33 companies disclose Codat in their stack
ZohoZenotiLightspeedEburyMicrosoft Dynamics 365ExactKashflowNcinoSage IntacctTruenorthVisaMambu+21 more
Buyer mix · 33 of 33 classified
Horizontal SaaS / Accounting · 9Fintech / SMB banking · 3Infrastructure / BaaS · 2Infrastructure / Lending · 2Infrastructure / Payments · 2Bank / Sponsor · 1Fintech / Cross-border payments · 1Fintech / Lending · 1
US · 13UK · 7EU · 7APAC · 3Canada · 2
What the disclosures say
Zoho
Codat docs (docs.codat.io/integrations/accounting/zoho-books) document Zoho Books as a supported integration.
Zenoti
trust.zenoti.com/subprocessors lists Codat (codat.io) — a unified accounting API used to broaden accounting connector coverage beyond native QuickBooks Online integration.
Lightspeed
Codat docs show a Lightspeed Restaurant (K-Series) integration available through Codat's commerce API for retrieving sales/order data.
Ebury
codat.io/case-studies/ebury/ is a TIER 1 known-customer listing — Codat is explicitly named as Ebury's accounting integration provider, enabling one-to-many connections across 30+ accounting packages including NetSuite and Xero.
Microsoft Dynamics 365
Codat docs name Microsoft Dynamics 365 Business Central as an integration available on enterprise plans.
Kashflow
Codat has a dedicated KashFlow integration page (codat.io/integrations/accounting-kashflow/) enabling bank accounts, transactions, and payments data sync.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Codat? Claim this profile above to unlock your own full list.
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Alternatives to Codat

Other Unified Accounting providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Apideck56 buyersRutter32 buyersNango6 buyersMerge3 buyersDATEV2 buyersOmniboost2 buyersPennylane2 buyersAgave1 buyer
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Ranked #2 of 15 in Unified Accounting — Embedded Finance Index 2026
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