“Can a quoting and sales-document tool for high-ticket retailers become the payments layer for big-ticket retail sales?”
Founded 2018 in Montreal as Atelier35 Inc. dba QuoteMachine, building online quoting, invoicing, and sales document software for high-ticket retailers. After raising $3.7M seed in late 2023, the company pushed deeper into embedded payments — operating its own Payment Processing Agreement directly with merchants for card and ACH acceptance. Now operates as 'QuoteMachine by Lightspeed', indicating a tight commercial or M&A tie-up with the Lightspeed POS ecosystem where its quoting tools sit alongside Lightspeed Payments.
QuoteMachine processes payments through QuoteMachine Payments (self-operated) and Stripe. Disclosed money-movement rails: ACH.
The Embedded Finance Index 2026 maps 3 layers in QuoteMachine's stack: Payments / PSP (QuoteMachine Payments (self-operated) and Stripe); Money movement (ACH); Accounting (Stripe and TaxJar).
QuoteMachine is founded in 2018 and headquartered in Montreal, Canada.
QuoteMachine has raised $4.7M in total (latest round: Seed, 2023).
Get a read on where your own stack stands against QuoteMachine and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.