← Embedded Finance Index 2026

Curve Dental

Can a cloud-native dental PMS own the full financial stack — payments, financing, and insurance reconciliation — that flows through 80,000+ dental practices?

Founded2004
HQAlpharetta, GA (with offices in Provo, UT; Calgary, Alberta; Aberdeen, Scotland)
Latest roundBattery Ventures investment (2018)
IndustryVertical SaaS / Dental
The story

Founded 2004 as a pure cloud-based dental practice management software (PMS), Curve spent its first decade competing on cloud-native architecture versus on-prem incumbents like Dentrix and Eaglesoft. From 2013 the company incrementally added embedded finance capabilities — integrated payments, then CareCredit financing — but relied on third-party partners like Global Payments Integrated. In 2025, Curve made a decisive shift to owning the financial layer with the launch of Curve Pay, an embedded payments product powered by Stripe with auto-posting and next-day payouts, followed in 2026 by embedding Klarna BNPL directly at the point of treatment. The company is now positioning itself as an all-in-one clinical + AI + payments platform for dental practices.

Last 12 months
2025
2025
2025
2026-07
2026
Product timeline
2004
Curve Dental founded with vision for cloud-based dental practice management· founding
2009
Official launch of Curve Dental software at Waypoint Conference· launch
2013
Introduced mobile access and integrated payment processing· payments
2014
Announced integrations with CareCredit and ePrescribe· lending
2018
Battery Ventures invests in Curve Dental· funding
2021
Partnered with Global Payments Integrated for embedded payment processing· payments
2025
Launched Curve Pay (embedded payments powered by Stripe) and Care+ AI Suite· payments
2026
Klarna BNPL goes live inside Curve Pay for patient financing· lending
The stack
3 layers disclosed in Curve Dental’s embedded-finance stack
Payments / PSP
StripeGlobal Payments IntegratedCurve Pay (self-operated)
Lending
in the full report
Payroll
in the full report
Accounting gap: significant
7 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.