← State of Embedded Finance 2026

Ott Pay

Can a Canadian payment facilitator win North American merchants by pairing traditional card acceptance with a comprehensive suite of international alternative payment methods?

HQToronto, Ontario, Canada
IndustryFintech / Payments
The story

OTT Pay Inc. began as a Canadian payment facilitator focused on enabling merchants to accept card payments through Adyen as the backend acquirer. The company expanded its value proposition beyond standard Visa/Mastercard acceptance to support Alternative Payment Methods (APMs) including major international e-wallets (WeChat Pay, Alipay, UnionPay), targeting North American businesses seeking to serve international customers. The company positions itself as an end-to-end payment gateway for both in-store and e-commerce channels, marketing toward multicultural and internationally-oriented merchant segments.

Last 12 months
2024-03
2024
Product timeline
2024
Launched OTT Pay Checkout as an integrated payment solution for merchants.· payments
Regulated entities
Payment Facilitator
Canada
OTT Pay Inc.
The stack
Payments / PSP
Adyen
Accounting gap: significant