← Embedded Finance Index 2026/Vendor

Persona

Provider
KYC

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 15 companies across 1 category.

withpersona.comOpen Banking Tracker profile ↗
CategoriesKYC
Rank#8 of 32 in KYC
Buyers15 companies
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Who uses Persona
15 companies disclose Persona in their stack
TwilioKlarnaOnePayCredivivaField NationToastCourseraOpenAIMapleEmpowerLimeX1 Card+3 more
Buyer mix · 15 of 15 classified
Fintech / Consumer banking · 4Vertical SaaS / Real Estate · 2Fintech / BNPL · 1Infrastructure / AI Platform · 1Infrastructure / Communications & CPaaS · 1Marketplace / Gig economy · 1Marketplace / Two-sided · 1Vertical SaaS / Education Technology · 1
US · 9Canada · 3EU · 2LATAM · 1
What the disclosures say
Twilio
Persona (Withpersona) publicly lists Twilio as a customer at withpersona.com/customers — TIER 1 known customer listing.
Klarna
Persona SDK detected loading from klarna.com/privacy-policy (TIER 1 script signature).
OnePay
Persona KYC SDK detected loading from https://www.onepay.com/privacy (script_signatures).
View source · onepay.com
Crediviva
The tech stack listed on Crediviva's own profile page (crediviva.com) includes 'persona' and 'fico', satisfying attribution rule (a) — hosted on target's domain.
Field Nation
Field Nation support article 'Identity Verification via Persona' explicitly states: 'This process is powered by our trusted verification partner, Persona' and is required for all new independent providers at sign-up.
Toast
Toast Capital FAQ: 'Toast Capital Loans are made by WebBank.' Identity verification support article explicitly names Persona: 'Confirm your identity through Persona so you can access sensitive information...' Toast's own support article "Get Started with Toast Checking" (https://support.toasttab.com/en/article/Get-Star…
View source · support.toasttab.com
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Persona? Claim this profile above to unlock your own full list.
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Alternatives to Persona

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Veriff32 buyersStripe31 buyersSumsub31 buyersAlloy19 buyersSignzy19 buyersSocure18 buyersOnfido17 buyersJumio12 buyers
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Ranked #8 of 32 in KYC — Embedded Finance Index 2026
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