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Persona

Provider
KYC

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 33 companies across 1 category.

withpersona.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesKYC
Rank#4 of 64 in KYC
Buyers33 companies
HeadquartersSan Francisco, California, USA
Founded2018
FoundersRick Song, Charles Yeh

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Founders & story · from Persona’s own dossier

Persona started in 2018 as a horizontal identity verification platform, deliberately not targeting a single vertical the way competitors did. Over time it expanded from fraud/KYC into KYB, AML screening, age assurance (notably powering Reddit's age gate), and workforce/customer identity for non-financial hosts. The Series D thesis explicitly reframes the company around identity for agentic AI — verifying humans behind LLM access, developer accounts, and platform interactions.

Latest round: Series D, 2025
Recent developments
  • 2025-04Announced $200M Series D at $2B valuation. source ↗
Full dossier: Persona’s own stack, layer by layer →
Who uses Persona
33 companies disclose Persona in their stack
FiscozenVestiaire CollectiveTwilioKlarnaOnePayFloatCredivivaField NationBridgeToastCasavoCoursera+21 more
Buyer mix · 33 of 33 classified
Fintech / Consumer banking · 4Infrastructure / KYC · 3Vertical SaaS / Real Estate · 3Marketplace / Two-sided · 2Fintech / BNPL · 1Fintech / Cross-border payments · 1Fintech / Lending · 1Fintech / Neobank · 1
US · 16EU · 9Canada · 4UK · 2LATAM · 1
What the disclosures say
Vestiaire Collective
“The French Help Center explicitly names Persona as Vestiaire Collective's identity verification partner ('notre partenaire de vérification Persona').”
Twilio
“Persona (Withpersona) publicly lists Twilio as a customer at withpersona.com/customers — TIER 1 known customer listing.”
Klarna
“Persona SDK detected loading from klarna.com/privacy-policy (TIER 1 script signature).”
OnePay
“Persona KYC SDK detected loading from https://www.onepay.com/privacy (script_signatures).”
View source · onepay.com ↗
Float
“Float's legal terms define 'Charge' as an extension of credit by Float to Customer, and the Charge product page (floatfinancial.com/corporate-cards/charge) describes up to $3M+ in interest-free, unsecured credit with no personal guarantees.”
Crediviva
“The tech stack listed on Crediviva's own profile page (crediviva.com) includes 'persona' and 'fico', satisfying attribution rule (a) — hosted on target's domain.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Persona? Claim this profile above to unlock your own full list.
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What Persona runs on · from its own dossier
The third-party providers Persona itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Persona.
KYC
SentiLinkMastercard IdentityChainalysisMX
Full dossier with evidence for each layer →
Alternatives to Persona

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sumsub40 buyers →Onfido35 buyers →Veriff35 buyers →Stripe24 buyers →Socure23 buyers →Alloy21 buyers →footprint21 buyers →Signzy19 buyers →
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An embeddable badge for Persona’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #4 of 64 in KYC — Embedded Finance Index 2026
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Persona — frequently asked

Which companies use Persona?

33 companies disclose Persona in their stack in the Embedded Finance Index 2026, including Fiscozen, Vestiaire Collective, Twilio, Klarna, OnePay, Float, Crediviva, Field Nation, Bridge, Toast and 2 others.

What does Persona do?

Persona is an embedded-finance provider in KYC. It ranks #4 of 64 KYC providers by disclosed buyers.

What are the alternatives to Persona?

The most-disclosed KYC alternatives to Persona are Sumsub (40 buyers), Onfido (35 buyers), Veriff (35 buyers), Stripe (24 buyers), Socure (23 buyers) and Alloy (21 buyers).

Who founded Persona?

Persona was founded by Rick Song and Charles Yeh and is founded in 2018, headquartered in San Francisco, California, USA.

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