← Embedded Finance Index 2026

Composer

Can a no-code automated trading platform become the go-to investment OS for retail algo traders by abstracting away both strategy-building complexity and brokerage infrastructure?

Founded2020
HQToronto, Ontario, Canada
Latest roundSeed
IndustryFintech / Investment
The story

Founded in 2020 as a no-code automated trading platform for retail investors, Composer allows users to build, backtest, and deploy algorithmic investment strategies called Symphonies without writing code. The company established its own broker-dealer (Composer Securities LLC) and relies on Alpaca Securities and Apex Clearing as clearing partners rather than building its own clearing infrastructure. Over time it expanded from individual taxable brokerage accounts to IRAs, added an API layer for programmatic access, and integrated KYC provider Footprint and open-banking aggregator Plaid to streamline onboarding and funding.

Last 12 months
2025-12
2026-02
Product timeline
2020
Composer Technologies founded to enable no-code automated investing strategies ('Symphonies') for retail investors.· pivot
2022
Registered Composer Securities LLC as a FINRA/SIPC broker-dealer, establishing a regulated brokerage entity in the US.· banking
2023
Integrated Footprint (formerly One Footprint) for KYC/identity verification at account onboarding.· banking
2024
Added Apex Clearing Corporation as a second clearing partner alongside Alpaca Securities, expanding brokerage account types including IRAs.· banking
2025
Launched Composer API and MCP server integration, enabling programmatic access to trading Symphonies.· pivot
Regulated entities
1
regulatory licence held by Composer
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Composer’s embedded-finance stack
Money movement
ACHWire
Banking / BaaS
in the full report
Open banking
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.