Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 58 companies across 4 categories.
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MX started in 2010 selling personal financial management (PFM) tools to banks and credit unions, then pivoted into being a broader financial data platform — aggregating, cleansing, categorizing, and enriching bank transaction data. Today MX is best known as one of the major US open-banking / financial data aggregators alongside Plaid, Finicity, and Yodlee, powering data connectivity, account verification, and enrichment for banks and fintechs.
Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #3 of 87 in Open Banking — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/mx/install" width="1" height="1" alt="" style="display:none">58 companies disclose MX in their stack in the Embedded Finance Index 2026, including Cambridge Savings Bank, First Citizens Bank, Goalry, nbkc bank, Oneunited Bank, Affinity Federal Credit Union, Tinker Federal Credit Union, AbbyBank, BECU, Vyde and 2 others.
MX is an embedded-finance provider in Open Banking, Transaction Enrichment, Unified Payroll/HRIS and KYC. It ranks #3 of 87 Open Banking providers by disclosed buyers.
The most-disclosed Open Banking alternatives to MX are Plaid (293 buyers), Salt Edge (60 buyers), GoCardless (54 buyers), TrueLayer (43 buyers), Tink (41 buyers) and Yapily (40 buyers).
MX was founded by Ryan Caldwell and is founded in 2010, headquartered in Lehi, Utah, United States.
MX has raised $475M+ in total.
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