Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.
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Founded in 2016 as a bank connectivity and open banking infrastructure provider in Canada, Flinks started as a data aggregation layer connecting fintechs and lenders to consumer bank accounts. Backed by National Bank of Canada, the company expanded its footprint to 15,000+ financial institutions across North America and layered on enrichment (transaction intelligence, income verification) and document verification on top of raw connectivity. The most recent strategic evolution adds Flinks Pay — a native A2A payments product using Canadian EFT and Interac rails — transforming Flinks from a data-only API into an embedded finance platform combining connectivity, intelligence, and payments.
Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #27 of 87 in Open Banking — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/flinks/install" width="1" height="1" alt="" style="display:none">4 companies are linked to Flinks in the Embedded Finance Index 2026, through their own public disclosures or Flinks's published customer list, including EQ Bank, Wealthsimple, Marcus by Goldman Sachs and FISPAN.
Flinks is an embedded-finance provider in Open Banking. It ranks #27 of 87 Open Banking providers by linked companies.
The most-named Open Banking alternatives to Flinks are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).
Flinks is founded in 2016 and headquartered in Toronto, Canada.
Flinks has raised $244.6M in total.
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