← Embedded Finance Index 2026

Dnd Finance

Can a traditional SMB leasing and lending company expand into embedded card and broader financial services to capture more of the financial lifecycle of underserved small businesses?

Founded2000
HQBurlington, Ontario, Canada
IndustryFintech / Lending
The story

DND Finance was founded in 2000 as a traditional equipment leasing and working capital lender focused on small and medium-sized businesses in North America and the UK. Over time, the company expanded its product set to include vendor financing programs, profession loans, and broker/intermediary services. More recently, DND Finance moved into embedded card products by partnering with Railsr to launch a secured credit card, signaling a shift toward broader financial services for underserved SMB clients.

Last 12 months
Product timeline
2000
DND Finance founded as a multinational leasing and financing provider serving SMBs.· lending
Regulated entities
1
regulatory licence held by Dnd Finance
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Dnd Finance’s embedded-finance stack
Banking / BaaS
Railsr
Card issuing
in the full report
Lending
in the full report
Accounting gap: none
6 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.