Salt Edge
Also a provider — view Salt Edge’s profile →“Can one company be both the TPP and the compliance backbone of open finance globally?”
Founded2013
HQOttawa, Canada (Salt Edge Inc.); London, UK (Salt Edge Limited)
IndustryInfrastructure / Open banking
The story
Salt Edge began in 2013 as a bank-data aggregator and evolved into a full open banking / open finance platform covering both AIS (data aggregation) and PIS (payment initiation) across 5,000+ banks in 50+ countries. It runs its own regulated stack via Salt Edge Limited (UK FCA AISP) and EU AISP subsidiaries (Spendee, BudgetBakers), and additionally offers an Open Banking Compliance product to banks/EMIs needing to become PSD2/UK OB compliant — positioning itself as both a TPP and a compliance-tech vendor to ASPSPs.
Last 12 months
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Product timeline
2013
Founded, launched bank data aggregation services.· launch
2019
Salt Edge Limited received AISP licence from UK FCA (ref #822499).· regulatory
2021
Partnership with Forward Advances for revenue-based financing underwriting via aggregated bank data.· partnership
Acquisitions
Regulated entities
3
regulatory licences held by Salt Edge
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Salt Edge’s embedded-finance stack
Payments / PSP
Open banking
in the full report
Accounting gap: none
2 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.