← Embedded Finance Index 2026/Vendor

EFS

Provider
Spend / APLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 2 categories.

efs.com ↗Also analysed as a company — its own stack →
CategoriesSpend / AP, Lending
Rank#19 of 63 in Spend / AP
Buyers4 companies
Claim this profile

Work at EFS? Verify your work email to unlock your full disclosed buyer list.

Who uses EFS
4 companies disclose EFS in their stack
BeyondTrucksAlvysLoadStopVattenfall
Buyer mix · 4 of 4 classified
Vertical SaaS / Logistics · 2Utilities / Energy · 1Vertical SaaS / Trucking · 1
US · 3EU · 1
What the disclosures say
BeyondTrucks
“March 2025 press release: 'BeyondTrucks Unlocks Smart Fuel Card Management — Integration with EFS makes managing driver fuel cards effortless and secure'.”
Alvys
“Integrations directory lists fuel-card and toll integrations for Alvys carrier customers (Comdata, EFS, TCS, Ryder, Pilot Flying J, QuikQ (Love's), Relay Payments, Compass, BestPass, PrePass, iPass).”
LoadStop
“help.loadstop.com/en/articles/6308150-how-to-integrate-fuel-cards lists WEX, EFS, Comdata, BVD Petroleum, QuickQ, PrePass as integrated fuel-card providers.”
Vattenfall
“Embedded Finance Review (May 2026) confirms EFS partnership for embedded solar/heat pump financing at the point of sale.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent EFS? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where EFS’s disclosed buyers are headquartered. Represent EFS? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

Alternatives to EFS

Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

BILL32 buyers →Brex27 buyers →Ramp22 buyers →Tipalti18 buyers →Pleo13 buyers →Findity11 buyers →Melio10 buyers →Soldo9 buyers →
Share this rank

An embeddable badge for EFS’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #19 of 63 in Spend / AP — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/efs?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/efs.svg"
       alt="Ranked #19 of 63 in Spend / AP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/efs/install" width="1" height="1" alt="" style="display:none">