SEB
Also a provider — view SEB’s profile →“Can a 160-year-old Nordic universal bank reinvent itself as the regulated financial infrastructure layer for third-party platforms via SEB Embedded while maintaining its corporate and institutional banking core?”
SEB is one of Scandinavia's largest universal banks, primarily serving corporate, institutional, and private customers across the Nordic region and internationally. In recent years, SEB has accelerated its embedded finance strategy with the launch of SEB Embedded — an API-first BaaS platform that enables non-bank companies to embed card issuance, banking, compliance, and other regulated financial services into their own products. This positions SEB not just as a traditional bank but as a financial infrastructure provider for third-party platforms, reflecting a broader industry shift toward banking-as-a-service.