ApideckTape
← Embedded Finance Index 2026

Knowit

“Can a Nordic IT consultancy monetize fintech domain expertise by productizing embedded credit, payment, and identity infrastructure for European banks and insurers?”

HQStockholm, Sweden
IndustryHorizontal SaaS / IT Consulting & Fintech Services
The story

Knowit started as a Nordic IT consulting firm and has evolved into a multi-disciplinary digital transformation company with a dedicated Financial Solutions practice. The firm has built proprietary SaaS IP (notably Dploy, a cloud banking credit platform) on top of its consulting heritage, positioning itself between pure consulting and product delivery. Its fintech arm, Knowit Financial Solutions AB, became a Stripe Premier Partner and integrated Mambu's lending core — reflecting a deliberate move into embedded finance infrastructure for Nordic banks and insurers.

Last 12 months
2025
Product timeline
2004
Knowit IPO on Nasdaq Stockholm (XSTO).· ipo
2009
Established Google Analytics partnership, beginning data analytics practice.· pivot
The stack
2 layers disclosed in Knowit’s embedded-finance stack
Payments / PSP
Stripe
Lending
in the full report
Accounting gap: none
3 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Knowit — frequently asked

Who is Knowit's payment processor?

Knowit processes payments through Stripe.

Who provides Knowit's lending?

Knowit's lending and capital products are provided by Mambu.

What is Knowit's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Knowit's stack: Payments / PSP (Stripe); Lending (Mambu, Dploy credit platform (mortgage, car loans, leasing) and SpkS housing loan solution (Norway)).

Where is Knowit headquartered?

Knowit is headquartered in Stockholm, Sweden.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Knowit and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Knowit and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.