Fidesmo
“Can a single NFC secure-element platform become the universal bridge between card issuers and the fragmented global ecosystem of contactless wearable devices?”
Founded in 2013 as a secure element management platform, Fidesmo evolved from a general NFC/SE infrastructure provider into a specialized wearable payments tokenization platform. The company built Fidesmo Pay as a token requestor certified by both Mastercard (MDES) and Visa (VTS), positioning itself as the infrastructure layer between card issuers and a broad ecosystem of wearable device OEMs. Its B2B model targets banks and payment issuers who want to offer contactless payment wearables without building individual OEM relationships, as well as device manufacturers seeking payment-scheme certifications.