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← Embedded Finance Index 2026/Vendor

Modulr FS

Provider
BaaSSponsor Bank

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 2 categories.

modulrfs.com ↗
CategoriesBaaS, Sponsor Bank
Rank#190 of 340 in BaaS
Buyers3 companies

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Who uses Modulr FS
3 companies disclose Modulr FS in their stack
ModulrAlgbra LabsTink
Buyer mix · 3 of 3 classified
Infrastructure / BaaS · 1Infrastructure / Open banking · 1Infrastructure / Payments · 1
UK · 2EU · 1
What the disclosures say
Modulr
“Modulr FS Limited is an FCA-authorised EMI (FRN 900573); Modulr FS Europe Limited is authorised by the Central Bank of Ireland (C191242).”
Algbra Labs
“FRN 952360'; beta-terms.pdf (2023): Modulr FS Limited provided the account; TPL Gibraltar issued cards; ClearBank channel partnership press release 12 Aug 2025; developer.algbralabs.com confirms in-house card issuing”
Tink
“Tink's FAQ/partnerships page discloses that its Settlement product is offered in partnership with Modulr FS Limited (UK EMI, FRN 900573), Modulr Finance B.V.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Modulr FS? Claim this profile above to unlock your own full list.
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Alternatives to Modulr FS

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Backbase30 buyers →Community Federal Savings Bank30 buyers →
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Ranked #190 of 340 in BaaS — Embedded Finance Index 2026
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Modulr FS — frequently asked

Which companies use Modulr FS?

3 companies are linked to Modulr FS in the Embedded Finance Index 2026, through their own public disclosures or Modulr FS's published customer list, including Modulr, Algbra Labs and Tink.

What does Modulr FS do?

Modulr FS is an embedded-finance provider in BaaS and Sponsor Bank. It ranks #190 of 340 BaaS providers by linked companies.

What are the alternatives to Modulr FS?

The most-named BaaS alternatives to Modulr FS are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

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