“Can a modern, fully managed connectivity layer replace the spreadsheet-and-SFTP back office that still runs corporate treasury?”
Founded in 2022 by ex-Tink employees to bring open-banking-style modern connectivity to corporate treasury — the underserved B2B side of bank payments. Atlar is not embedded finance for end-users; it is a fully managed bank/PSP/ERP connectivity layer that gives finance teams real-time cash management, payments, and reconciliation across SEPA, Faster Payments, Bacs, ACH and other rails. Customers are themselves fintechs (Mangopay, Tide, Trustly, Zilch, TrueLayer, Banxware), making Atlar effectively treasury-infrastructure-for-fintech.
Atlar moves money over SWIFT.
Atlar connects to bank accounts through TrueLayer (customer, not provider).
Atlar uses Currencycloud (integration) for FX and cross-border payouts.
Atlar integrates with NetSuite, Microsoft Dynamics 365, Xero and SAP.
The Embedded Finance Index 2026 maps 6 layers in Atlar's stack: Money movement (SWIFT); Lending (Debt management module (track facilities, drawdowns, term loans)); Open banking (TrueLayer (customer, not provider)); FX & payouts (Currencycloud (integration)); Accounting (NetSuite, Microsoft Dynamics 365, Xero and SAP); Treasury (Atlar (self-operated)).
Atlar is founded in 2022 and headquartered in Stockholm, Sweden.
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