Atlar
“Can a modern, fully managed connectivity layer replace the spreadsheet-and-SFTP back office that still runs corporate treasury?”
Founded2022
HQStockholm, Sweden
Latest roundSeed, 2022 ($5M)
IndustryInfrastructure / Treasury
The story
Founded in 2022 by ex-Tink employees to bring open-banking-style modern connectivity to corporate treasury — the underserved B2B side of bank payments. Atlar is not embedded finance for end-users; it is a fully managed bank/PSP/ERP connectivity layer that gives finance teams real-time cash management, payments, and reconciliation across SEPA, Faster Payments, Bacs, ACH and other rails. Customers are themselves fintechs (Mangopay, Tide, Trustly, Zilch, TrueLayer, Banxware), making Atlar effectively treasury-infrastructure-for-fintech.
Product timeline
2022
Founded in Stockholm by ex-Tink employees; raised $5M seed led by Index Ventures.· founding
2023
Banxware customer story published — embedded lender uses Atlar for treasury payments and cash visibility.· product
2025
TrueLayer selects Atlar to power treasury operations across European banking ecosystem.· product
2026
Achieves ISO 27001:2022 certification and SOC 2 Type 2 compliance; positions as AI-enabled treasury platform.· compliance
The stack
5 layers disclosed in Atlar’s embedded-finance stack
Money movement
Lending
in the full report
Open banking
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: minor
7 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.