← Embedded Finance Index 2026/Vendor

Zip

Provider
LendingSpend / AP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 5 companies across 2 categories.

zip.com ↗Also analysed as a company — its own stack →
CategoriesLending, Spend / AP
Rank#39 of 223 in Lending
Buyers5 companies
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Who uses Zip
5 companies disclose Zip in their stack
GameStopWebBankBitpandaMarine LayerChimi
Buyer mix · 5 of 5 classified
E-commerce / Retail · 2Bank / Sponsor · 1E-commerce / DTC brand · 1Fintech / Crypto · 1
US · 3EU · 2
What the disclosures say
GameStop
“Zip partnership announced March 2025 (Nasdaq press release; Zip case study).”
WebBank
“LinkedIn Zip post: 'Loans through Zip are originated by WebBank.' BaaS Registry lists Prosper, Avant, Klarna, PayPal Working Capital, Petal, Dell Financial Services, Oportun, Cleo as notable fintech partners.”
Bitpanda
“Zip customer story on ziphq.com explicitly names Bitpanda as a customer managing €156M in annual spend via Zip's intake-to-pay platform.”
Marine Layer
“Zip lists Marine Layer at zip.co/us/store/marine-layer.”
Chimi
“Zip.co lists Chimi Eyewear as a store accepting Zip BNPL (zip.co/us/store/chimi-eyewear).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Zip? Claim this profile above to unlock your own full list.
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Alternatives to Zip

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm54 buyers →YouLend35 buyers →Mambu34 buyers →Klarna33 buyers →Stripe Capital28 buyers →Wisetack27 buyers →Liberis18 buyers →finmid16 buyers →
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Ranked #39 of 223 in Lending — Embedded Finance Index 2026
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       alt="Ranked #39 of 223 in Lending — Embedded Finance Index 2026">
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