Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.
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Swish began in 2012 as a bank-owned utility for real-time person-to-person transfers in Sweden — a defensive collaboration among the country's six largest banks. It quickly became a de facto national payment rail, then expanded into merchant acceptance (Swish Företag), e-commerce/m-commerce APIs, and in 2024 into card-based tap-to-pay, positioning itself alongside Apple Pay and Google Pay rather than remaining a pure account-to-account rail. Ownership by the banks (via Getswish AB) means the terms, KYC, and customer relationship still sit with each member bank — Swish operates the switch and the app.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #184 of 538 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/swish/install" width="1" height="1" alt="" style="display:none">3 companies disclose Swish in their stack in the Embedded Finance Index 2026, including Spiris, Northmill and Dintero.
Swish is an embedded-finance provider in PSP. It ranks #184 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Swish are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
Swish is founded in 2012 and headquartered in Stockholm, Sweden.
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