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← Embedded Finance Index 2026
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Z
98 companies
Companies: Z
Every company starting with Z that the Index has analysed. Each links to its dossier.
A
B
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D
E
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S
T
U
V
W
X
Y
Z
0–9
Z1
Fintech / Neobank
ZA Bank
Bank / National
Zaakpay
Infrastructure / Payments
Zable
Fintech / Consumer lending
Zafin
Infrastructure / Payments
Zaggle
Fintech / Spend Management
Zaikio
Vertical SaaS / Print
Zalando
E-commerce / Platform
Zand
Bank / National
Zand Bank
Bank / National
Zanda Health
Vertical SaaS / Healthcare
Zapier
Horizontal SaaS / Workflow Automation
Zapper
Fintech / Payments
Zara
E-commerce / Retail
Zavo
Vertical SaaS / Restaurants
ZayZoon
Fintech / Earned Wage Access
ZBD
Infrastructure / Payments
Zbooni
Vertical SaaS / E-commerce
Zeal
Infrastructure / Payroll
ZeBon
Horizontal SaaS / Spend Management
Zebpay
Fintech / Crypto
Zedcrest Group
Fintech / Investment
Zedvance Finance Limited
Fintech / Lending
Zeepay
Fintech / Cross-border payments
Zegel
Vertical SaaS / Education (Higher Education Institute)
Zego
Vertical SaaS / Real Estate
Zelf
Vertical SaaS / Social Commerce
Zelle (early Warning Services)
Infrastructure / Payments
Zelle Make Faster
Fintech / Cross-border payments
Zeller
Fintech / SMB banking
Zen
Fintech / Consumer banking
Zen Planner
Vertical SaaS / Fitness
ZEN.COM
Fintech / Neobank
Zena
Fintech / SMB banking
ZenBusiness
Vertical SaaS / Legal
Zenchef
Vertical SaaS / Restaurants
Zenda
Vertical SaaS / Education
Zenegy
Horizontal SaaS / HR & Payroll
ZenGo
Fintech / Crypto
Zeni
Vertical SaaS / Accounting
Zenind
Vertical SaaS / Legal
Zenledger
Fintech / Crypto
ZenMaid
Vertical SaaS / Home Services
Zenoti
Vertical SaaS / Salon, Spa, Medspa & Fitness
Zensports
Fintech / Sports Betting
Zenus Bank
Infrastructure / BaaS
Zero Hash
Infrastructure / Crypto
ZeroBeta
Infrastructure / Capital Markets Technology
Zerocap
Fintech / Crypto
Zerodha
Fintech / Investment
Zerohash
Infrastructure / Crypto
Zest
Horizontal SaaS / HR & Performance
Zeta
Fintech / Consumer banking
Zid
Vertical SaaS / E-commerce
Zigis
Fintech / Lending
Ziglu
Fintech / Crypto
Ziina
Fintech / SMB banking
ZIL Bank
Fintech / SMB banking
Zilch
Fintech / Consumer banking
Zilliqa
Fintech / Crypto
Zillow
Marketplace / Real Estate
Zillow Home Loans
Fintech / Lending
Zimpler
Fintech / Cross-border payments
Zimplifica
Infrastructure / Payments
Zing
Fintech / Cross-border payments
Zinia
Fintech / Lending
Zinli
Fintech / Neobank
Zip
Fintech / Lending
Zip Co
Fintech / Lending
Zipcar
Marketplace / Gig economy
ZipperAgent
Vertical SaaS / Real Estate
Zippi
Fintech / Lending
Zizu App
Fintech / Cross-border payments
Zodia Custody
Infrastructure / Digital Asset Custody
Zoho
Horizontal SaaS / Accounting
Zoho Books
Horizontal SaaS / Accounting
Zola
Vertical SaaS / Weddings
Zolve
Fintech / Cross-border banking (immigrant neobank)
Zonal
Vertical SaaS / Restaurants
Zone
Infrastructure / Payments
Zoocasa
Vertical SaaS / Real Estate
Zoodpay
Fintech / BNPL
Zoom
Horizontal SaaS / Communications
Zoominfo
Horizontal SaaS / Sales Intelligence
Zoompay
Fintech / Consumer banking
Zoop
Infrastructure / Payments
Zopa
Fintech / Neobank
ZTL
Infrastructure / Open banking
Zum Rails
Infrastructure / Payments
Zumo
Fintech / Crypto
Zuper
Vertical SaaS / Field Service Management
Zuru Latam
Fintech / Insurtech
ZUZU Hospitality Solutions
Vertical SaaS / Hospitality
Zwipe
Infrastructure / Card issuing
ZYMIX
Fintech / Consumer banking
Zynlo Bank
Fintech / Consumer banking
Zytara
Fintech / Neobank
Zywave
Vertical SaaS / Insurance
Analysis
The network isn't the only rail anymore
Money-movement rails
Bank charter applications
How banks sell embedded finance
Early-stage companies to watch
Consortiums & alliances
Embedded finance news
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Sponsor banks
BaaS
Card issuing
KYC / compliance
Regions
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