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Zen

Can a European EMI-licensed neobank build a globally accessible multi-currency card and wallet product that simplifies cross-border spending for consumers?

HQVilnius, Lithuania
IndustryFintech / Consumer banking
The story

ZEN.COM is a Lithuania-headquartered electronic money institution offering payment cards, multi-currency wallets, and online shopping financial services. The company integrated Currencycloud to simplify cross-border currency conversion for its customers. Its Privacy Policy references compliance with EU GDPR, UK GDPR, Singapore PDPA, and AML/CTF regulations, reflecting an ambition to serve customers across multiple jurisdictions.

Last 12 months
Regulated entities
EMI
EU (Lithuania)
ZEN.COM UAB
The stack
FX & payouts
Currencycloud
Accounting gap: none