Zen
“Can a European EMI-licensed neobank build a globally accessible multi-currency card and wallet product that simplifies cross-border spending for consumers?”
HQVilnius, Lithuania
IndustryFintech / Consumer banking
The story
ZEN.COM is a Lithuania-headquartered electronic money institution offering payment cards, multi-currency wallets, and online shopping financial services. The company integrated Currencycloud to simplify cross-border currency conversion for its customers. Its Privacy Policy references compliance with EU GDPR, UK GDPR, Singapore PDPA, and AML/CTF regulations, reflecting an ambition to serve customers across multiple jurisdictions.
Last 12 months
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Regulated entities
1
regulatory licence held by Zen
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Zen’s embedded-finance stack
FX & payouts
Accounting gap: none