Zizu App
“Can a low-cost digital remittance app for Latino workers in the US expand into a full-stack cross-border payments and banking platform for the LatAm diaspora?”
Founded2022
HQDuluth, Georgia, United States
FoundersJuan Pablo D'Alessandro
IndustryFintech / Cross-border payments
The story
Zizu App was founded in 2022 as a consumer remittance service targeting Latino workers in the US sending money to Latin America, competing with Western Union and Ria. The company has since expanded its ambitions beyond consumer remittance into a broader cross-border payments platform (ZIZU Pay), offering ACH/WIRE/SWIFT rails for business payments alongside a multi-currency collection account product. A planned VISA debit card suggests movement toward a fuller neobank proposition for the underserved Latino community.
Last 12 months
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Product timeline
2022
Zizu App founded by Juan Pablo D'Alessandro as an online remittance platform targeting Latino workers in the US sending money to Latin America.· pivot
2023
Launched remittance product allowing USD-to-MXN transfers with competitive exchange rates and zero fees.· banking
2023
Announced ZIZU debit card (VISA) waitlist, signaling plans to expand into card issuance.· card
2023
Recognized by Village Capital accelerator as one of the startups with most potential in LatAm.· pivot
2024
Launched ZIZU Pay platform offering ACH, WIRE, and SWIFT international business payment solutions for B2B use cases.· banking
2024
Launched multi-currency collection account product supporting up to 25 currencies including USD, EUR, and GBP.· banking
The stack
3 layers disclosed in Zizu App’s embedded-finance stack
Banking / BaaS
in the full report
Sponsor bank
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.