“Can a commission-free reservation platform own the full restaurant financial workflow — bookings, prepayments, pay-at-table, click & collect — in Europe?”
Founded 2010 as 1001 Menus, a website builder for restaurants. Rebranded to Zenchef in 2015 with an €6M round to expand into a full reservation and guest-management platform, positioning against OpenTable and LaFourchette with a commission-free model. In 2023 embedded payments became a core pillar via Adyen for Platforms (white-labeled as Zenchef Payment / Zenchef Payments), moving the company from pure booking SaaS toward an all-in-one restaurant OS — prepayments, no-show protection, pay-at-table, click & collect — now serving 11,000–15,000 restaurants across ~20 countries in Europe.
Zenchef processes payments through Adyen for Platforms, Stripe and Zenchef Payment (self-operated, powered by Adyen).
Zenchef uses Adyen (KYC via Adyen for Platforms) for KYC and identity verification.
Zenchef's lending and capital products are provided by Klarna.
Zenchef uses Adyen for Platforms for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 4 layers in Zenchef's stack: Payments / PSP (Adyen for Platforms, Stripe and Zenchef Payment (self-operated, powered by Adyen)); Lending (Klarna and Klarna — Pay in installments for prepaid reservations); KYC (Adyen (KYC via Adyen for Platforms)); FX & payouts (Adyen for Platforms).
Zenchef is founded in 2010 and headquartered in Paris, France.
Zenchef has raised €6M+ (disclosed) in total (latest round: PE Growth).
Get a read on where your own stack stands against Zenchef and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.