“Can Zara embed circular economy infrastructure — resale, repair, donation — into its retail experience while keeping payments and customer experience fully Zara-branded?”
Zara is a vertically integrated fast-fashion retailer operating globally under the Inditex conglomerate. In 2023, Zara expanded into circular fashion with its Pre-Owned resale marketplace, leveraging Stripe Connect as the embedded payments layer to move funds between buyers and sellers — representing the company's first publicly disclosed embedded finance partnership. The Pre-Owned platform embeds marketplace payment orchestration under the Zara brand while offloading payments compliance to Stripe.
Zara processes payments through Stripe Connect and Stripe.
Zara is founded in 1975 and headquartered in A Coruña, Galicia, Spain.
Get a read on where your own stack stands against Zara and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.