← Embedded Finance Index 2026

Fuze

“Can a regulated, API-first digital asset infrastructure platform become the compliance and settlement backbone for MENA and emerging-market fintechs integrating stablecoins and crypto into their products?”

Founded2022
HQDubai, United Arab Emirates
Total raised$26.2M
IndustryInfrastructure / BaaS
The story

Founded in 2022 in Dubai, Fuze Finance was built from inception as a regulated digital asset infrastructure platform targeting MENA financial institutions, neobanks, PSPs, and remittance companies. Unlike its unrelated namesake (the UCaaS company), Fuze Finance is a B2B API-first infrastructure play offering stablecoin orchestration, embedded crypto trading, cross-border payments, and DaaS. The company has systematically stacked regulatory licenses across UAE, Turkey, and Canada, positioning itself as the compliance layer that regulated fintechs can inherit when building crypto and stablecoin payment products in emerging markets.

Last 12 months
2026-05
2026
Product timeline
2022
Fuze Finance founded in Dubai as a digital asset infrastructure platform for MENA businesses.· pivot
2023
Obtained VARA VASP licence (Broker-Dealer Services) in Dubai and achieved SOC 2 Type 2 and ISO 27001 certifications.· banking
2023
Launched Digital Asset as a Service (DaaS) and OTC trading products.· banking
2024
Expanded to Abu Dhabi with CBUAE Category III Retail Payment Services licence via Niobe Payment Services.· banking
2025
Reached 400 institutions onboarded, $10B annual volume processed across 65 countries.· banking
2026
Launched cross-border payments product with virtual IBANs, stablecoin orchestration (USDC, USDT, PYUSD), and global payouts across India, Pakistan, Philippines and Nigeria corridors.· banking
Regulated entities
4
regulatory licences held by Fuze
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Fuze’s embedded-finance stack
Payments / PSP
Fuze Finance (self-operated)
Lending
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting gap: minor
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.