“Can a UAE-licensed non-bank finance company expand from corporate lending into a digitally-enabled financial services platform covering payments, card products, and capital markets access?”
Founded in 2007 as a Central Bank of the UAE-licensed private joint-stock finance company, Reem Finance has focused on customized B2B and corporate financing solutions — including factoring, term loans, credit cards, and corporate deposits — for private-sector entities across the UAE. The company has pursued a digital transformation agenda, evidenced by its Network International partnership for payments and card processing infrastructure. More recently it has broadened its capital markets engagement through a partnership with the Abu Dhabi Securities Exchange.
Reem Finance processes payments through Network International.
Reem Finance's cards are issued through Network International.
The Embedded Finance Index 2026 maps 3 layers in Reem Finance's stack: Payments / PSP (Network International); Card issuing (Network International); Lending (Amala Financing (personal loans), Corporate Finance Solutions, Term Loans, Factoring (domestic and reverse) and 5 others).
Reem Finance is founded in 2007 and headquartered in Abu Dhabi, United Arab Emirates.
Get a read on where your own stack stands against Reem Finance and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.