← Embedded Finance Index 2026

Reem Finance

“Can a UAE-licensed non-bank finance company expand from corporate lending into a digitally-enabled financial services platform covering payments, card products, and capital markets access?”

Founded2007
HQAbu Dhabi, United Arab Emirates
IndustryFintech / Lending
The story

Founded in 2007 as a Central Bank of the UAE-licensed private joint-stock finance company, Reem Finance has focused on customized B2B and corporate financing solutions — including factoring, term loans, credit cards, and corporate deposits — for private-sector entities across the UAE. The company has pursued a digital transformation agenda, evidenced by its Network International partnership for payments and card processing infrastructure. More recently it has broadened its capital markets engagement through a partnership with the Abu Dhabi Securities Exchange.

Last 12 months
2024
2025-08
Product timeline
2007
Reem Finance PJSC founded as a private joint-stock finance company in Abu Dhabi, licensed by the Central Bank of the UAE.· pivot
2016
Seraj Faidi joins Reem Finance and begins ascending through senior roles before becoming CEO.· pivot
2024
Signed a strategic partnership with Network International for digital transformation, covering transaction processing, card hosting and management, and value-added services.· card
2025
Entered deal with Abu Dhabi Securities Exchange (ADX) to boost investor participation in UAE capital markets, making the process faster and more accessible.· pivot
Regulated entities
1
regulatory licence held by Reem Finance
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Reem Finance’s embedded-finance stack
Payments / PSP
Network International
Card issuing
in the full report
Lending
in the full report
Accounting gap: none
10 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.