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Klickl

Can a multi-jurisdictional regulated crypto-fiat platform become the go-to financial infrastructure for cross-border payments and Web 3.0 finance in emerging markets?

HQAbu Dhabi, UAE (ADGM licensed); also registered in Canada (MSB) and Poland (VASP)
IndustryFintech / Crypto
The story

Klickl positions itself as a Web 3.0 financial services group targeting cross-border remittances and crypto wealth management for emerging markets and global users. The company has built a multi-jurisdictional regulated stack (ADGM, Canada MSB, Poland VASP) and operates both a consumer super-app (KlicklX) and a B2B payments API platform (Klickl Pay) that supports fiat-crypto bridging without requiring merchants to hold digital assets. Its embedded finance angle is centered on enabling businesses and individuals to transact across fiat and crypto rails with a single compliant infrastructure.

Last 12 months
2024
Product timeline
2023
Klickl Europe registered in Poland as a VASP on 21 August 2023, expanding its regulatory footprint into the EU.· pivot
2024
Launched KlicklX — an all-in-one Web 3.0 financial super-app combining crypto wallet, multi-currency fiat account, virtual/physical card, multi-asset trading, and wealth management.· banking
2024
Launched Klickl Pay, a regulated cross-border omni-channel payments platform enabling fiat and crypto payments via API and wallet for businesses and individuals.· banking
2024
Partnered with Sumsub for KYC/AML compliance and fraud prevention across its user onboarding flows.· pivot
Regulated entities
Financial Services License
UAE (ADGM - Abu Dhabi Global Market)
Klickl
MSB (Money Services Business)
Canada
Klickl
VASP (Virtual Asset Service Provider)
Poland · 2023
Klickl Europe Spółka Z Ograniczoną Odpowiedzialnością (KRS 0001053580)
The stack
Payments / PSP
Klickl Pay (self-operated)
KYC
Sumsub
FX & payouts
Klickl Pay (self-operated)
Accounting gap: none