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Cbi

“Can CBI grow its premium retail banking and card product suite in the UAE competitive banking market?”

Founded1991
HQDubai, United Arab Emirates
IndustryBank / National
The story

CBI (Commercial Bank International) is a UAE-licensed commercial bank that has historically offered retail and corporate banking services. The bank has moved toward premium card products through its Mastercard World Elite collaboration. Evidence on its broader embedded finance stack is extremely limited in the available search results.

Last 12 months
2024
Product timeline
1991
Commercial Bank International established in the UAE as a licensed commercial bank.· banking
2024
CBI collaborates with Mastercard to launch World Elite Exclusive card product.· card
Regulated entities
1
regulatory licence held by Cbi
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Cbi’s embedded-finance stack
Banking / BaaS
Commercial Bank International P.S.C. (in-house)
Card network
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Cbi — frequently asked

What bank does Cbi use?

Cbi discloses Commercial Bank International P.S.C. (in-house) as its banking provider, according to the Embedded Finance Index 2026.

Is Cbi a bank?

Cbi does not disclose a bank charter of its own; its banking services are provided through Commercial Bank International P.S.C. (in-house).

Which card network does Cbi use?

Cbi's cards run on Mastercard.

What is Cbi's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Cbi's stack: Banking / BaaS (Commercial Bank International P.S.C. (in-house)); Card network (Mastercard).

Where is Cbi headquartered?

Cbi is founded in 1991 and headquartered in Dubai, United Arab Emirates.

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