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Codebase Technologies

“Can a white-label digital banking platform become the core BaaS infrastructure layer for financial institutions across MENA, Africa, and APAC?”

HQDubai, UAE
IndustryInfrastructure / BaaS
The story

Codebase Technologies is a UAE-based digital banking technology platform provider that offers a white-label, API-driven digital banking suite called Digibanc. The company positions itself as a BaaS 2.0 infrastructure vendor enabling banks, fintechs, lenders, and merchants in MENA, Africa, and APAC to launch neobanking, digital lending, BNPL, and digital wallet propositions. Rather than operating financial products itself, Codebase licenses Digibanc as a platform layer on top of which financial institutions build their own branded offerings. Recent activity shows geographic expansion into Africa (Ghana partnership with MojoPay) and a push into SME financing and supply chain finance verticals.

Last 12 months
2024-04
2025-09
Product timeline
2024
Launched Digibanc SME Financing platform offering digital supply chain financing, BNPL for business, and working capital loans targeting MENA and APAC markets.· lending
2025
Partnered with MojoPay to launch Digibanc BaaS 2.0 in Ghana, targeting 240+ financial institutions across Africa.· banking
The stack
1 layer disclosed in Codebase Technologies’s embedded-finance stack
Lending
Digibanc Digital Lending EngineBuy Now Pay Later (BNPL) – white-labelB2B BNPLDigital Supply Chain FinancingWorking Capital LoansSME Financing PlatformMSME Working Capital LoansDigital Lending Software (Digibanc lending engine)
Accounting gap: none

Codebase Technologies — frequently asked

Where is Codebase Technologies headquartered?

Codebase Technologies is headquartered in Dubai, UAE.

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