“Can a white-label digital banking platform become the core BaaS infrastructure layer for financial institutions across MENA, Africa, and APAC?”
Codebase Technologies is a UAE-based digital banking technology platform provider that offers a white-label, API-driven digital banking suite called Digibanc. The company positions itself as a BaaS 2.0 infrastructure vendor enabling banks, fintechs, lenders, and merchants in MENA, Africa, and APAC to launch neobanking, digital lending, BNPL, and digital wallet propositions. Rather than operating financial products itself, Codebase licenses Digibanc as a platform layer on top of which financial institutions build their own branded offerings. Recent activity shows geographic expansion into Africa (Ghana partnership with MojoPay) and a push into SME financing and supply chain finance verticals.