“Can a DFSA-regulated P2P marketplace scale into the default digital SME working-capital lender across the GCC by layering wholesale institutional funding on top of its retail investor base?”
Founded in 2014 as the MENA region's first regulated P2P SME lending marketplace under DFSA. Originally matched retail/institutional investors to SME borrowers via a marketplace model with Sharia-compliant Murabaha contracts. Has since evolved beyond pure P2P by securing wholesale institutional funding — most notably a structured debt facility from Goldman Sachs and Magellan Capital in 2025 — moving the funding mix toward balance-sheet/warehouse-style financing while retaining the digital SME-lending front end across UAE, Oman, and KSA.
Beehive's lending and capital products are provided by Beehive P2P Limited (in-house).
Beehive is founded in 2014 and headquartered in DIFC, Dubai, United Arab Emirates.
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