“Can ING Bank Śląski modernise its core banking stack fast enough to compete with Polish neobanks and digital challengers while maintaining its corporate lending franchise?”
ING Bank Śląski is a publicly listed Polish retail and corporate bank that is part of the global ING Group. The bank has been modernising its core banking infrastructure, going live with Thought Machine's Vault platform to improve flexibility and customer experience. It offers a broad range of corporate lending, trade finance, and retail banking products to Polish consumers and businesses.
Slaski runs its ledger on Thought Machine Vault.
The Embedded Finance Index 2026 maps 2 layers in Slaski's stack: Ledger (Thought Machine Vault); Lending (Kredyty obrotowe (working capital loans), Kredyt w rachunku bieżącym (revolving credit in current account), Umowa Wieloproduktowa (multi-product framework agreement) and Trade finance (guarantees, letters of credit, receivables purchase, forfaiting)).
Slaski is founded in 1988 and headquartered in Katowice, Poland.
Get a read on where your own stack stands against Slaski and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.