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← Embedded Finance Index 2026

Opera

“Can a legacy browser company become the default financial access layer for underbanked users in Africa and Asia by embedding fintech services natively into the browsing experience?”

Founded1995
HQOslo, Norway
Latest roundPost-IPO Equity
IndustryHorizontal SaaS / Browser & Internet
The story

Opera began as a Norwegian web browser company and grew into a globally recognised internet platform. Following its 2016 acquisition by a Chinese consortium, Opera pivoted toward emerging markets — particularly Africa — incubating OPay as a mobile wallet and fintech app that grew into an independent unicorn. The core browser product has since layered embedded finance features including a native crypto on-ramp via Simplex, positioning the browser as a financial access point, particularly for users in Africa and Asia.

Last 12 months
2024-01
2026-01
Product timeline
1995
Opera Software AS founded in Norway as a web browser company.· pivot
2016
Opera Software AS acquired by Chinese consortium led by KUNLUN; browser business separated from the legacy entity (which became Otello Corporation).· acquisition
2018
Opera launched OPay, a mobile wallet and fintech platform incubated in Nigeria targeting African markets.· banking
2019
OPay raised $120M Series B, becoming one of the largest African fintech rounds; Opera spun it out as an independent entity.· lending
2023
Opera integrated Simplex as a crypto on-ramp directly within the Opera browser for users.· banking
The stack
1 layer disclosed in Opera’s embedded-finance stack
Crypto
Simplex
Accounting gap: none

Opera — frequently asked

Which crypto provider does Opera use?

Opera's crypto products run on Simplex.

Where is Opera headquartered?

Opera is founded in 1995 and headquartered in Oslo, Norway.

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