Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 18 companies across 5 categories.
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Founded 2015 as CashDash, a consumer cash-exchange product, then pivoted to a fintech-as-a-service API platform giving non-financial businesses global payments, payouts, card issuing, and wallets. Aggressively expanded via M&A (Valitor, PayU GPO units) to own card acquiring rails rather than only orchestrating them. Valuation reset from $9B to $3.5B in 2025 reflects the broader BaaS/embedded-finance downcycle, but Rapyd is now uniquely vertically integrated — licensed EMI in EEA/UK, MPI in Singapore — combining direct acquiring with a global payouts network.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #31 of 538 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/rapyd/install" width="1" height="1" alt="" style="display:none">18 companies disclose Rapyd in their stack in the Embedded Finance Index 2026, including Lano, Spreedly, Incomm, Lytepay, Littlepay, NextGen Payment, Kontempo, Siminn, Promptpay, Paynt and 2 others.
Rapyd is an embedded-finance provider in PSP, FX / Payouts, BaaS, Card Issuing and Unified FX. It ranks #31 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Rapyd are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
Rapyd is founded in 2015 and headquartered in London, United Kingdom.
Rapyd has raised $770M+ in total.
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