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Nopayn

“Can a single unattended POS infrastructure platform replace the fragmented mix of payment terminals, monitoring tools, and operational software that vending and kiosk operators currently stitch together?”

HQSkarnes, Norway
IndustryVertical SaaS / Unattended Retail
The story

NoPayn AS is a Norwegian company providing payment infrastructure and operational telemetry for unattended points of sale (vending machines, kiosks). The company positions itself as a full-stack unattended POS platform — combining card/mobile payment acceptance with real-time monitoring of terminal status, stock levels, and product performance. The embedded finance angle is primarily payment acceptance via contactless cards and mobile wallets, with a Closed User Group (CUG) access-control layer for managed environments. Evidence of the company's history prior to 2026 is sparse from available public sources.

Last 12 months
—
Product timeline
2026
Privacy policy updated March 2026; company operates as NoPayn AS providing payment infrastructure and telemetry for unattended points of sale.· payments
The stack
2 layers disclosed in Nopayn’s embedded-finance stack
Payments / PSP
Rapyd
FX & payouts
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Nopayn — frequently asked

Who is Nopayn's payment processor?

Nopayn processes payments through Rapyd.

Who handles Nopayn's FX and cross-border payouts?

Nopayn uses rapyd for FX and cross-border payouts.

What is Nopayn's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Nopayn's stack: Payments / PSP (Rapyd); FX & payouts (rapyd).

Where is Nopayn headquartered?

Nopayn is headquartered in Skarnes, Norway.

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