← Embedded Finance Index 2026

Nopayn

Can a single unattended POS infrastructure platform replace the fragmented mix of payment terminals, monitoring tools, and operational software that vending and kiosk operators currently stitch together?

HQSkarnes, Norway
IndustryVertical SaaS / Unattended Retail
The story

NoPayn AS is a Norwegian company providing payment infrastructure and operational telemetry for unattended points of sale (vending machines, kiosks). The company positions itself as a full-stack unattended POS platform — combining card/mobile payment acceptance with real-time monitoring of terminal status, stock levels, and product performance. The embedded finance angle is primarily payment acceptance via contactless cards and mobile wallets, with a Closed User Group (CUG) access-control layer for managed environments. Evidence of the company's history prior to 2026 is sparse from available public sources.

Last 12 months
Product timeline
2026
Privacy policy updated March 2026; company operates as NoPayn AS providing payment infrastructure and telemetry for unattended points of sale.· payments
The stack
2 layers disclosed in Nopayn’s embedded-finance stack
Payments / PSP
Rapyd
FX & payouts
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.