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Tink

Provider
Open BankingPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 41 companies across 2 categories.

tink.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesOpen Banking, PSP
Rank#6 of 87 in Open Banking
Buyers41 companies
HeadquartersStockholm, Sweden
Founded2012
OwnerVisa (2022)

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Founders & story · from Tink’s own dossier

Tink was founded in 2012 as a Swedish consumer personal finance app, then pivoted to become Europe's leading open banking platform, offering AIS/PIS APIs across 19 European markets under its own PSD2 licenses. Acquired by Visa in 2022 for ~$1.87B, Tink is now positioned as Visa's open banking infrastructure arm in Europe, spanning account-to-account payments (Pay by Bank, VRP, payouts), data enrichment, and risk/lending signals.

Latest round: Acquired by Visa, 2022 ($1.87B)
Full dossier: Tink’s own stack, layer by layer →
Ownership
Acquired by Visa in 2022.
Who uses Tink
41 companies disclose Tink in their stack
Conte It PrestitiFidelity InternationalAgerasVipps MobilepayE.ONCausa PrimaKBCRevolutKivraKBC BankTesco BankAdfin+29 more
Buyer mix · 41 of 41 classified
Fintech / Consumer banking · 5Infrastructure / Payments · 5Bank / National · 4Fintech / Lending · 4Fintech / Cross-border payments · 3Horizontal SaaS / Accounting · 3Fintech / Investment · 2Fintech / Neobank · 2
EU · 22UK · 12US · 2APAC · 2Canada · 1
What the disclosures say
Fidelity International
“Fidelity Adviser Solutions is described on fidelity.co.uk as 'one of the UK's leading investment services platforms' with focus on 'pension, retirement and tax planning support.' ISAs and SIPPs are core products per the Tink press release naming these account types.”
Causa Prima
“The homepage lists banks (JPMorgan, BofA, Deutsche Bank, Mercury, Qonto, Revolut Business, bunq, etc.) and open-banking rails (Plaid, Tink, Ponto) only as integration targets its agents read from — not as embedded products Causa Prima resells.”
Kivra
“Tink is used for payment initiation (open banking PSD2) processing 4 million payments monthly (tink.com/customers/kivra-improved-payments/).”
Adfin
“(Dutch credit institution, UK FCA FRN 779800) and Stripe Payments UK (FCA EMI FRN 900461) as card acquirers/processors, and Tink Financial Services Limited (FCA FRN 988456) as the open-banking AIS/PIS provider.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Tink? Claim this profile above to unlock your own full list.
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What Tink runs on · from its own dossier
The third-party providers Tink itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Tink.
PSP
Adyen
BaaS
Modulr FSModulrThe Currency Cloud
FX / Payouts
The Currency CloudCurrencycloud
Full dossier with evidence for each layer →
Alternatives to Tink

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge59 buyers →GoCardless57 buyers →MX56 buyers →TrueLayer43 buyers →Yapily40 buyers →Powens19 buyers →Yodlee19 buyers →
Share this rank

An embeddable badge for Tink’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #6 of 87 in Open Banking — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/tink?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/tink.svg"
       alt="Ranked #6 of 87 in Open Banking — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/tink/install" width="1" height="1" alt="" style="display:none">

Tink — frequently asked

Which companies use Tink?

41 companies are linked to Tink in the Embedded Finance Index 2026, through their own public disclosures or Tink's published customer list, including Conte It Prestiti, Fidelity International, Ageras, Vipps Mobilepay, E.ON, Causa Prima, KBC, Revolut, Kivra, KBC Bank and 2 others.

What does Tink do?

Tink is an embedded-finance provider in Open Banking and PSP. It ranks #6 of 87 Open Banking providers by linked companies.

Who owns Tink?

Tink is owned by Visa, which acquired it in 2022.

What are the alternatives to Tink?

The most-named Open Banking alternatives to Tink are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Yapily (40 buyers).

Where is Tink headquartered?

Tink is founded in 2012 and headquartered in Stockholm, Sweden.

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