Tillit
“Can a B2B BNPL / invoice-financing checkout layer become the default payment method for business-to-business e-commerce in the Nordics?”
Tillit launched circa 2020–2021 as a B2B Buy Now Pay Later / invoice financing company targeting the Nordic e-commerce market, positioning itself as a checkout solution for business buyers rather than consumers. Unlike consumer BNPL, Tillit focuses on instant credit decisions for SMB purchasers at the point of checkout. The company partnered with Aprila Bank for credit risk/balance sheet and TrueLayer for open banking connectivity, indicating a capital-light orchestration model. Evidence of a separate 'Tillit Forsikring' (Tillit Insurance) entity suggests the brand may span multiple financial products in the Norwegian market.