urpay
“Can a bank-backed digital wallet become the default consumer financial super-app in Saudi Arabia?”
HQSaudi Arabia
IndustryFintech / Consumer banking
The story
urpay is a Saudi Arabian digital wallet operated by Global Digital Financial Solutions Company, powered by neoleap (an Al Rajhi Bank subsidiary). The product offers a consumer wallet plus merchant payment services, MoneyGram and Western Union remittance integrations, and Mokafaa loyalty integration.
Last 12 months
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The stack
4 layers disclosed in urpay’s embedded-finance stack
Payments / PSP
urpay Wallet (self-operated)
Banking / BaaS
in the full report
Sponsor bank
in the full report
FX & payouts
in the full report
Accounting gap: none
4 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.