← State of Embedded Finance 2026

Fidelity International

Can a globally scaled asset manager and retirement platform build a fully digital, open-banking-native investment and savings experience that removes friction from funding and managing investment accounts?

Founded1969
HQLondon, United Kingdom
IndustryFintech / Investment
The story

Founded as the international spin-out of US-based Fidelity Investments, Fidelity International has grown into a global asset manager and retirement savings business serving retail, advised, and institutional clients. The company has progressively embedded open banking and digital payment rails into its investment platform — most notably through a 2025 Tink partnership enabling Pay by Bank account top-ups across ISAs, SIPPs, and GIAs — reflecting a broader digital transformation of the investment and retirement experience. Separately, FIL Strategic Ventures operates as a fintech venture arm, signalling strategic interest in embedding next-generation financial infrastructure across the wealth and asset management value chain.

Last 12 months
2025-12
Product timeline
1969
FIL Limited (Fidelity International) established as the international arm of Fidelity Investments, operating independently from the US parent.· pivot
2000
Fidelity Adviser Solutions launched as a leading UK investment and retirement services platform for intermediary and institutional clients.· banking
2018
Fidelity International Strategic Ventures (FIL Strategic Ventures Limited) established in London to invest in fintech and wealth management innovators.· pivot
2025
Partnership with Tink (a Visa solution) announced to enable Pay by Bank account top-ups via open banking for Personal Investing customers and Fidelity Adviser Solutions platform.· banking
Regulated entities
FCA Authorised Investment Manager
UK FCA
FIL Investment Services (UK) Limited
FCA Authorised Investment Manager
UK FCA
FIL Investments International
The stack
Open banking
Tink
Accounting gap: none