Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 20 companies across 2 categories.
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Founded 2012 as Budget Insight, a B2C PFM app, Powens pivoted to a B2B open-banking API platform and became a licensed French payment institution under PSD2 in 2016. Joined Crédit Mutuel Arkéa in 2019, then raised €35M from PSG Equity and rebranded to Powens in 2022. The 2024 acquisition of Spanish EMI Unnax turned it into a full-stack Open Finance + embedded payments provider — the strategic bet is that data aggregation alone is a commodity, but combined with an embedded EMI it becomes defensible infrastructure.
Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/powens/install" width="1" height="1" alt="" style="display:none">20 companies disclose Powens in their stack in the Embedded Finance Index 2026, including Unibo, Ledgity, KBC, KBC Bank, Cashbee, Shine, UniCredit, Blue Finance, ProGBat, Tiime and 2 others.
Powens is an embedded-finance provider in Open Banking and Unified Accounting. It ranks #8 of 89 Open Banking providers by disclosed buyers.
The most-disclosed Open Banking alternatives to Powens are Plaid (296 buyers), Salt Edge (60 buyers), GoCardless (57 buyers), MX (56 buyers), Tink (43 buyers) and TrueLayer (43 buyers).
Powens is founded in 2012 and headquartered in Paris, France.
Powens has raised €35M+ (disclosed) in total.
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