← Embedded Finance Index 2026/Integration

Xero

AccountingXero Limited

475 of 6,936 analysed fintechs name Xero as a connection destination for their embedded-finance stack — #2 among the destination systems this report tracks.

QuickBooks' counterpart outside the US — the books of record most often named by UK, Australian and New Zealand fintechs.

A destination, not a provider. Xeroreceives the transactions a fintech’s embedded-finance stack produces; it does not supply the accounts, cards or rails underneath. That is why it is counted here and not on the vendor leaderboards.

xero.comSection 11 · ERP & accounting connectivity →
TypeAccounting
VendorXero Limited
Strongest inUK / ANZ
Named by475 companies
Share6.8% of 6,936
Rank#2 of 68 systems
Who carries the connection

Unified-API providers disclosed by the same companies. These are the vendors doing the integration work — the Xero connection is what they sell.

Apideck · 45Codat · 19Rutter · 16Chift · 4nango · 2chift · 2Merge · 2Nango · 1Sage 200c · 1Dynamics 365 Finance & Operations · 1Deltek Ajera · 1Infor Lawson · 1
Who connects to it

Analysed companies whose own public disclosure names Xero as a destination. Showing 24 of 475.

Acknowledge.aiAcuityAdcb EgyptAdobe CommerceADPAfricas FirstrandAfterpayAgicapAgworldAIMS360AirwallexAlaanAlcoveAlineAllica BankAlloy AutomationAmazonAmberloAmbrookAmerican Express Make MovesANNA MoneyAnrokApideckApparelMagic+ 451 more →
Named as

The spellings companies used, all counted on this page.

Xero · 463Xero (native) · 2Xero (migration) · 1Xero (data migration via Dataswitcher) · 1Xero Practice Manager · 1Xero (native Etsy app) · 1Xero (via FNB business banking) · 1Xero (referenced) · 1Xero (via DBS IDEAL RAPID bank feed) · 1Xero (via Zapier) · 1Xero (via VRPlatform) · 1Xero (via Yodlee FastLink) · 1Xero (via integrations directory) · 1
Other accounting destinations
QuickBooks776Sage177Sage Intacct125Zoho Books46FreshBooks32DATEV32
By theApideck research team— the unified API platform behind Embedded Finance Index.