← Embedded Finance Index 2026/Integration

Xero

AccountingXero Limited

466 of 6,736 analysed fintechs name Xero as a connection destination for their embedded-finance stack — #2 among the destination systems this report tracks.

QuickBooks' counterpart outside the US — the books of record most often named by UK, Australian and New Zealand fintechs.

A destination, not a provider. Xeroreceives the transactions a fintech’s embedded-finance stack produces; it does not supply the accounts, cards or rails underneath. That is why it is counted here and not on the vendor leaderboards.

xero.comSection 11 · ERP & accounting connectivity →
TypeAccounting
VendorXero Limited
Strongest inUK / ANZ
Named by466 companies
Share6.9% of 6,736
Rank#2 of 68 systems
Who carries the connection

Unified-API providers disclosed by the same companies. These are the vendors doing the integration work — the Xero connection is what they sell.

Apideck · 44Codat · 17Rutter · 15Chift · 3Nango · 1Validis · 1Bookkeep · 1Omniboost · 1Intuit · 1Pennylane · 1Maesn · 1Merge · 1
Who connects to it

Analysed companies whose own public disclosure names Xero as a destination. Showing 24 of 466.

Acknowledge.aiAcuityAdcb EgyptAdobe CommerceADPAfricas FirstrandAfterpayAgicapAgworldAIMS360AirwallexAlaanAlcoveAlineAllica BankAlloy AutomationAmazonAmberloAmbrookAmerican Express Make MovesANNA MoneyApparelMagicApprovalmaxAppventory+ 442 more →
Named as

The spellings companies used, all counted on this page.

Xero · 455Xero (native) · 2Xero (migration) · 1Xero (data migration via Dataswitcher) · 1Xero Practice Manager · 1Xero (native Etsy app) · 1Xero (via FNB business banking) · 1Xero (referenced) · 1Xero (via DBS IDEAL RAPID bank feed) · 1Xero (via Zapier) · 1Xero (via VRPlatform) · 1Xero (via integrations directory) · 1
Other accounting destinations
QuickBooks750Sage169Sage Intacct122Zoho Books44FreshBooks31DATEV31
By theApideck research team— the unified API platform behind Embedded Finance Index.