Agicap
“Can a treasury management SaaS become the unified financial OS connecting every bank, ERP, and payment rail for European mid-market finance teams?”
HQLyon, France
IndustryVertical SaaS / Treasury & Cash Management
The story
Agicap began as a French cash flow management SaaS for SMEs centered in Lyon. It has progressively expanded into a broader treasury management platform unifying cash forecasting, AP, AR, and payments. Recent expansion includes a US entity (Agicap Inc., Delaware) and embedded payment capabilities via Swan in Europe.
Product timeline
2025
Launched Pay by Link feature for EUR payments via Swan integration· payments
2025
Established Agicap Inc., a Delaware corporation, to serve US market· pivot
The stack
4 layers disclosed in Agicap’s embedded-finance stack
Money movement
in the full report
Banking / BaaS
in the full report
Accounting
in the full report
Accounting gap: none
17 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.