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Agicap

Can a treasury management SaaS become the unified financial OS connecting every bank, ERP, and payment rail for European mid-market finance teams?

HQLyon, France
IndustryVertical SaaS / Treasury & Cash Management
The story

Agicap began as a French cash flow management SaaS for SMEs centered in Lyon. It has progressively expanded into a broader treasury management platform unifying cash forecasting, AP, AR, and payments. Recent expansion includes a US entity (Agicap Inc., Delaware) and embedded payment capabilities via Swan in Europe.

Last 12 months
2025-04
2025-11
Product timeline
2025
Launched Pay by Link feature for EUR payments via Swan integration· payments
2025
Established Agicap Inc., a Delaware corporation, to serve US market· pivot
The stack
Payments / PSP
StripeAdyenPayPalPayplugPayoneerSwan
Banking / BaaS
Swan
Accounting
QuickBooksXeroNetSuiteSage IntacctSage 200Sage 50Sage X3OdooZoho BooksMicrosoft Dynamics 365 Business CentralWorkdaySAP S/4HANASAP Business OneCegid XRP FlexCegid Quadra
Accounting gap: none